D J Academy for Managerial Excellence

By Mrs.S.Johnsi "How many millionaires do you know who have become wealthy by investing in savings accounts? I rest my case." - Robert G. Allen Indian households’ preferred financial assets are bank deposits, life insurance, precious metals, post-office savings and real estate.  Traditionally households were looking for safe investment options.  The second reason why other financial assets have not gained importance is the lack of financial literacy among the people.  Securities Exchange Board of India (SEBI), National Stock Exchange (NSE), Bombay Stock Exchange had empanelled resource persons to spread financial literacy across states. In order to study the investment behaviour of investors SEBI Investors Survey 2015 was commissioned in the year 2015 and the survey was completed in the year 2018.  The result of the survey was revealed by SEBI in the month of August 2019.  The survey initially included 2,04,694 households and the demographic det...

By  Dr.P.Sangeetha “To be human is to live our highest potentials” We as human always dream of fame, success, and growth. We struggle in our lives to live to our highest potential. We are struggling to achieve growth and excellence on personal, profession and academic level. Many of us are aware of what it takes to grow and succeed while most of us are not aware of how one can be successful and can achieve excellence on all levels. Most of us want excellence but are not ready to strive for achieving excellence. To grow and achieve excellence, we should make excellence as our top priority in all aspects of our lives and it can be achieved by always striving to do better. Excellence is the condition of surpassing some standards of expectations. We as an individual, without looking at our personal skills that are the root causes, try to deal with challenges around us which includes work, family, friends, career and finance etc. We grow and succeed only whe...