D J Academy for Managerial Excellence

 By Dr.P.Sangeetha Over the past decade, much has been made of the advent of Industry 4.0. While experts argue over what stage of technology we are in, the majority agree that Industry 4.0 began with the arrival of the Internet and mainstream digital technology. The question to be asked is how Industry 4.0 differs from the other revolutions that took place before. The answer is quite simple, it is all about implementing automated manufacturing processes to increase productivity without compromising in the quality and quantity with zero wastage. We are in a period of profound change right now. COVID-19 has caused radical shifts in the workforce across the globe as millions practice social distancing. With all the disruptions, it could be said that COVID-19 has caused a premature change in industrial operations. It is merely accelerating Industry 4.0 adoption, leading companies into a more mature state of technology and workflow. The pertinent question is how are the manufacturers copi

By Dr.S.Johnsi   A personal budget is a tool to achieve personal financial goals. It is a financial plan that allocates personal income, expenses, debt repayment, and savings. The past income and expenses can be taken as a reference while creating the budget. Salary, rental income, and other income sources like interest income are consolidated under the head income. Bills and payments are the expenses. If you want to control your spending and work towards your financial goals, you need a budget. A written, monthly budget  allows you to plan your income sources and your savings and expenses. The main advantage is it allows you to track your spending habits. It helps you to identify how much is spent on each bill and whether you have spent more or less on it.   Steps               1 .  Calculate your income If you are a salaried person the net income should be considered for income. If you have other sources of passive income like rental income, interest income, etc then all tho