D J Academy for Managerial Excellence

 By Dr.P.Sangeetha “The state of the world today teaches us that self-Reliant is the only path” PLI Scheme – Production Linked Incentive Scheme (Potential to boost India’s Manufacturing) PLI scheme is an initiative started by Government of India in March 2020 to not only encourage foreign companies to find workforce in the country to generate employment, but to make India a competitive player in the global market and boost domestic manufacturing & exports. Through the PLI scheme, the Government intends to promote its flagship Make-In India program and it is a part of Atmanirbhar Bharat.   What is a PLI Scheme? PLI stands for Production Linked Incentives. The Government provides incentives for the companies that shows incremental sales of Indian manufactured products. It is a reward for increased domestic production. India’s Finance Minister has announced an outlay of INR 1.97 Lakh Crores for PLI Schemes across 13 key sectors in the Union budget 2021-22. Finance...

 By Dr.S.Johnsi Businesses as well as individuals learnt the value of money and the importance of savings during the pandemic like never before. The sudden announcement of lockdown, job loss and salary cuts led to personal financial crisis. Even after the lockdown many small businesses are closed and some have even slowed down. People have now realised the importance of savings as well as safe investments. Among the various alternatives, the oldest, safest and the most preferred investment choice is fixed deposit.   Investors diversify their investments into fixed income and variable income investment sources. Fixed deposits fall into the first category and it provides a regular and fixed return to the investors. Investors prefers to invest in risk free investment avenues like fixed deposits since the interest rates offered on fixed deposits are higher compared to the savings account balances.   Features of fixed deposit 1.       It is a safe ...