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IS FIXED DEPOSIT A LUCRATIVE INVESTMENT CHOICE????

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 By Dr.S.Johnsi Businesses as well as individuals learnt the value of money and the importance of savings during the pandemic like never before. The sudden announcement of lockdown, job loss and salary cuts led to personal financial crisis. Even after the lockdown many small businesses are closed and some have even slowed down. People have now realised the importance of savings as well as safe investments. Among the various alternatives, the oldest, safest and the most preferred investment choice is fixed deposit.   Investors diversify their investments into fixed income and variable income investment sources. Fixed deposits fall into the first category and it provides a regular and fixed return to the investors. Investors prefers to invest in risk free investment avenues like fixed deposits since the interest rates offered on fixed deposits are higher compared to the savings account balances.   Features of fixed deposit 1.       It is a safe ...

Imposter Syndrome: The Paradox of Achievement

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 By Dr.J.J.Savithri If someone were to say you are not good enough, your presentation will be a disaster and everyone will know who you are, you might consider it abusive and might get upset. However 7 out of 10 do this to ourselves, we engage in such belittling self talk. We feel insecure, inadequate and have self doubts. We are experiencing Imposter Syndrome.  What is Imposter Syndrome It means to believe that you are not as competent as other perceive you to be. Most people experiencing imposterism suffer in silence and are afraid that that would be found out. Though there is no official diagnosis listed in the DSM, it is real. Psychologists Suzanna Imes and Pauline Rose Clance were the first to use this term and believed this was unique to women, specially the high achievers. Research later revealed it is experience by both men and women. Symptoms Lack of self awareness Self doubt Feeling of Inadequacy External locus of control Disowning success Underrating performanc...

What Makes DJAME Special!

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  Choosing the right B-school for an MBA is as crucial as choosing the right career path! Coimbatore, fondly called the "Manchester of South India" is a well-known economic and educational hub with industries and institutions dotted across the length and breadth of the region. In particular, the metropolitan city is the home of numerous prestigious B-Schools that bring forth business leaders of tomorrow. DJ Academy for Managerial Excellence is one such esteemed MBA institution in Coimbatore offering top-class industry-oriented business education. Let us enumerate a few factors that make DJAME a special place for MBA aspirants throughout the country!                     DJAME has created a special position for itself in the B-school landscape of India.  DJAME Brand Regularly counted among the top 10 business schools in Coimbatore, DJAME was founded by Dr. D. Jayavarthanavelu, Past-Chairman of Lakshmi Machine Works Limited (LMW)....

Focus

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 By Dr.S.T.Nambi Of all the attributes one needs to possess to be successful, the most important trait is focus. The ability to focus differentiates one from the rest of the crowd.  We see so many talented people struggling to succeed in their life, mainly because of their lack of focus. Focus can be defined as the act of concentrating on something or an activity. But this is not a complete definition as you need to ignore so many other things to focus on only one thing. Focus can occur only when concentrating on one thing and ignoring all other elements in the environment at least for the time being. In today’s society, we have become so accustomed to distraction it is almost impossible to be focused. We are required not only to do multitasking but also microtasking. Computers and robots can excel at multitasking but certainly not us. We need to understand the importance of focus.  Here is a story from the great Indian epic Mahabharata about focus. Pandavas and Kauravas ...